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Steps to take
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    Look at your booking confirmation or your cruise line's website for the specific final payment and cancellation dates for your cruise. 
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Contact the travel agent or cruise line directly to cancel your reservation. You can often do this online through the cruise line's website. 
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Be aware that a non-refundable deposit may be charged even if you cancel before the final payment date. 
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If your reason for canceling is covered by your travel insurance (e.g., illness, severe weather), contact the insurance provider to file a claim for a refund. 
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If you booked flights, hotels, or other transportation, remember to cancel those separately to avoid additional charges. 
 
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